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Credit Officer


Assess loan requests or commercial credit applications through interviews with applicants and checking application forms, references, credit ratings, credit scores, pay slips and other information

Approve or recommend approval of loans and commercial credit applications within policy guidelines

Prepare papers setting out conditions and periods of loans, rates of repayment or, in a commercial area, the setting out of trading terms

Prepare reports of loans and accounts which have outstanding (unpaid) amounts

Keep records of arrears (behind in payments) and prepare routine letters or make telephone calls requesting payment

Prepare statements of overdue accounts and forward these for legal action

Prepare reports on credit ratings of customers

Answer enquiries concerning loan balances or commercial accounts, penalties and credit standing of customers.

Undertake other tasks assigned by the CEO

Educational Requirements & Qualifications

Minimum of HND or Diploma Accounting or any related field.

Good verbal and written communication skill.

Good Understanding of financial statements.

Good knowledge and skills in Microsoft applications.

Strong analytical, technical and problem solving aptitude.

Professional, ethical and discretion when dealing with confidential information.

Strong communication and interpersonal skills and presentation abilities.

Committed, responsible and able to work under pressure and limited time frames.

Ability to carry out the work on an independent basis as well as in working groups and teams.

Good planning and organizing skills.

Contact address

Nyanyra St Because Junction

How to apply

Apply using the online application form

Job Information

    • Full Time
    • Higher National Diploma
    • 1 - 3 Years
    • Others
    • Greater Accra
    • Abeka La Paz
    • Apply online Below
    • 30-April-2018
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